PCB into January|Gulf-front balcony|Book now

No school calendar? No crowds? Fin's Up at Splash Beach Resort is wide open through January 17th — Gulf-front balcony, heated pools, and extended stay discounts available now. Sleeps up to 6. Fall and winter on PCB are better than most people realize. Come find out why.

The Summer Crowds Are Gone. Your Gulf-Front Balcony Is Wide Open And Available Through January.

Panama City Beach in the fall and early winter is one of the Emerald Coast's best kept secrets — warm Gulf water well into October, lighter crowds, shorter or no lines everywhere you go, and that stunning Gulf-front balcony at Fin's Up with nothing but open water stretching to the horizon. No school calendars dictating your schedule. No peak season chaos. Just you, the Gulf, and some of the best weather of the entire year.

For those looking to escape the cold for an extended stretch — we have availability deep into January 2027.

Welcome to Fin's Up — your Gulf-front home base for the season savvy travelers keep all to themselves.

--> Everything You Need to Hit the Ground Running

This isn't a bare-bones rental where you're scrambling for beach chairs and digging through empty cabinets. We've packed in real value so you can focus on what matters — making memories.

*Sleeps up to 6 — King in the master, queen in the guest room, queen sleeper sofa in the living room. Maximum occupancy is 6 guests, including children and infants
*Private Gulf-front balcony — Unobstructed emerald water views that stretch to the horizon, perched high above the resort with nothing between you and the Gulf
*FREE Beach Service (March 1–Oct 31) — Two reserved Gulf-front loungers and umbrella waiting for you every morning ($400 value, included!)
*Full Resort Water Park Access — Slides, lazy river, splash pad, and tipping bucket — and with smaller Fall crowds, the kids basically have it to themselves
*Heated pools — Because the fun doesn't stop when the weather cools
*Beachfront hot tub — Soak in bubbles with panoramic Gulf views
*Smart TVs throughout — 55" in the living room, 43" in both bedrooms, all WiFi connected
*Fully equipped kitchen — Stainless appliances, granite countertops, Keurig, and everything you need to cook
*Starter pack included to get you settled — Dish soap, paper towels, toiletries, and laundry detergent for your first day
*Linens and towels provided — Fresh bed linens, one bath towel set per guest, and one beach towel per guest

--> The Resort: Splash Beach Resort

You're not just booking a condo — you're booking into one of Panama City Beach's premier beachfront resorts. Splash Beach Resort delivers a full vacation experience the moment you arrive:

*Multi-level water park with slides, lazy river, splash pad, and tipping bucket
*Heated Gulf-front pools — perfect for year-round soaking
*Beachfront hot tub with sweeping Gulf panoramas
*On-site dining at Riptide Bar & Grill (seasonal) and CoCo Loco's (year-round) — pub fare, cocktails, coffee, pizza, and ice cream all steps from your door
*Fitness center for those who want to keep their routine on vacation

--> The Location: Best of Both Worlds

Tucked on the peaceful west end of Panama City Beach, you get the best of everything — tranquil surroundings without sacrificing convenience:

*1.5 miles to Pier Park — PCB's premier shopping, dining, and family entertainment destination
*15 minutes to Scenic Highway 30A — world-class beaches, chef-driven restaurants, and boutique charm
*Souvenir shop right across the street — because you will need one

--> Good to Know

*To keep Fin's Up a great experience for every guest, we ask that all visitors respect a no parties/events policy, honor the maximum occupancy of 6 guests — including children and infants — and note that the property is pet-free. These simple guidelines help us maintain the quality and care that our guests deserve — and come back for.

--> A NOTE ABOUT UPCOMING RESORT CONSTRUCTION BECAUSE WE BELIEVE IN FULL TRANSPARENCY

Splash Beach Resort is currently undergoing an exterior restoration project. We want you to have complete, accurate information so you can book with full confidence. Here is exactly what's happening, when it's happening and how it affects your stay at Fin's Up, which is located in the West Building.

September 14 - October 15:

Contractor mobilization and initial work begins on the east face of the East Building only
Your balcony is completely unaffected because our condo is in the West Building
The East Pool, Lazy River, and Kiddie Pad will be temporarily closed during this period
The West Pool, Hot Tub, and Splash Pad remain fully open
Some construction noise should be expected Monday through Saturday, 8:00 AM to 5:00 PM

October 19 - November 27:

Work progresses to the south face of the East Building
Your balcony remains completely unaffected — West Building balconies are not touched during this phase
The East Pool, Lazy River, and Kiddie Pad remain temporarily closed
The West Pool, Hot Tub, and Splash Pad remain fully open
Construction noise continues Monday through Saturday, 8:00 AM to 5:00 PM

November 30 - January 17, 2027:

Work begins on the side elevations of the West Building
Balconies in the West Building are not affected during this phase — your Gulf-front balcony remains fully open and accessible
West Pool and amenity status during this phase will be updated as information becomes available, and the East pool and amenities will be reopened
Construction noise continues Monday through Saturday, 8:00 AM to 5:00 PM

January 18, 2027 - February 19, 2027:

West Building balcony closures are scheduled to begin, including our stack
We have blocked our calendar from January 17, 2027 - February 19, 2027
Every stay currently available on our calendar includes full, unrestricted balcony access

The bottom line: your Gulf-front balcony is completely open and accessible for every date currently available on our calendar. The primary near-term impact to the resort experience is the temporary closure of the East Pool, Lazy River, and Kiddie Pad beginning in mid-September through November — with the West Pool, Hot Tub, and Splash Pad remaining open until West construction begins in late November and potentially periodically even beyond that. We believe you deserve to know exactly what to expect, and we are confident that once you are standing on that balcony watching the Gulf, the rest fades into the background.

--> Fall. Winter. Gulf-Front. Available Now Through Mid-January.

Fin's Up has dates available now from late September all the way through January 17, 2027 — one of the longest available windows of any Gulf-front condo on PCB right now. Whether you are looking for a long weekend escape, a full week on the Gulf, or an extended snowbird-style stay to wait out the northern winter, this is your opportunity.

The Gulf-front balcony is fully open. The heated pools run year-round. CoCo Loco's serves coffee and a bite every morning. And PCB in the fall and early winter is a fraction of the summer chaos with none of the compromise on views or experience.

Extended stay discounts apply automatically for longer bookings — the longer you stay, the more you save.

The summer is over. The best part of the year at PCB is just getting started.

Book Fin's Up today and start your countdown to the Gulf.